Discussing an estate plan is no walk in the park, but it may be easier to address when you think about what it truly is - the gift of passing on a legacy in a tax-efficient manner to your loved ones.

Last month my father passed away at the age of 93. While it was a sad period for me and my family, the good news is that he lived a very full and happy life.

I recently attended a funeral for my Uncle. Thankfully he lived a very long life and passed away at the age of Ninety-Four. The day prior to my Uncle’s funeral, there was a memorial service in his honor. Friends and family paid their respects and were invited to say a few words about him in remembrance.