If you have never worked outside the home or have not worked long enough to earn the minimum required working credits (10 years of full-time employment) to qualify for Social Security and Medicare on your own, you might be wondering how you will get benefits when you turn 65.
Medicare Advantage Open Enrollment period runs from January 1st through March 31st and it allows people already enrolled in a Medicare Advantage plan an opportunity to change to another Medicare Advantage Plan or return to Original Medicare. So, if you are thinking about switching plans, this post will help you think about the pros and cons of Medicare Advantage and whether or not you should make a change during this time period.
Winter is known for its festive holidays, cozy sweaters, and warm drinks by the fire. However, as temperatures drop and we turn up the heat, the risk of home fires significantly increases. The National Fire Protection Agency says house fires occur more in winter than in other seasons.
When it comes to planning for retirement, securing a stable and predictable income stream is a top priority. While not for everyone, annuities are financial products designed to provide exactly that. However, like any financial tool, they come with their own set of complexities, advantages, and disadvantages.