After 15 years of delay the Real ID Act will be fully enforced. Federal agencies, such as the Transportation and Security Administration (TSA) will be unable to accept any ID that does not meet the federal standard by October 1, 2020.

While inflation might not be noticeable as you go through your daily life, over the long-term, inflation has a clear impact on your life and your ability to live comfortably in retirement.

Are you on track to reach your retirement savings goals? If your answer is no than you are not alone. According to a 2019 study conducted by TD Ameritrade, 62% of Americans say they are not saving enough for retirement.

The Holidays are now behind and us and if you are like me, you are looking forward to shedding a few of those pounds that we gained from all of that Holiday eating. If we are fortunate and budgeted our money well, then weight is the only thing we want to lose in 2020. For some of us, we also need to lose the weight of that credit card debt that we managed to take on from all of the generous spending that we did over the Holidays.