Wealth alone does not determine how much you will enjoy retirement. It’s a combination of health and wealth that can help you get the most out of your independence and freedom in retirement.

If you have the discipline and cash flow to save more than half of your income each month to put toward an early retirement, FIRE might work for you.

If the SECURE Act is signed into law, this will be the most significant change to the retirement system since the Pension Protection Act of 2006.

With a target date fund you simply choose your retirement date and the fund does all of the work for you. But if you look closely, these funds might be more risky for you than you realize.